Hospitality Insurance

Whether you are running a small BNB or a large chain of hotels, we get that at the heart of your business are people. Your clients are of utmost importance to the longevity of your hospitality offerings, as are you to us at STP.

Besides the general business insurance cover i.e. building, contents, money, electronic equipment, theft and business interruption cover, we focus on the elements that make the hospitality industry unique

How can STP assist here?

Besides the general business insurance cover i.e. building, contents, money, electronic equipment, theft and business interruption cover, we focus on the elements that make the hospitality industry unique

These elements are:
Liability Cover
Hospitality insurance extends the normal liability cover, to ensure that when a guest does decide to lay a case against you, you have enough

Loss of revenue and theft
Under a general business policy this is quite limited, and when we use the term “forcible and violent entry” it can become hard to prove when it comes to guests’ losses. Our cover takes into account the erratic behaviour of guests

Insured perils
such as fire, theft, flood, liability and other events can be extended to small BNB’s that reside alongside residential homes

Food, beverage, alcohol, selling accommodation space, and other factors require a more detailed and specific cover, which is where our hospitality insurance comes in

We provide cover for the following:

BNB’s
Hotels and Motels
Hostels
Boutique Inns
Tours and Transfers
Restaurants
Cafes

And many more hospitality facilities

STP 24-hour Emergency Assist lines:

24-HOUR PHONE LINE – 0860 759 848
Hollard – 0860 759 848
Santam – 0860 759 848

Other:
Discovery – 0860 999 911
MUA – 0861 000 682
Western – 0860 400 007
Vantage – 0800 214 763 or 083 789 0389

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